Media Lawyer Clarifies Whether You Qualify for Bankruptcy

Am I able to file for bankruptcy in Pennsylvania?

Each year more than 1 million people apply for bankruptcy in the United States. The very first question most people ask is, “Can I file bankruptcy?” The answer is very easy: yes, as long as you qualify. The means test, a nine-page form, determines your bankruptcy options. The David R. Black’s Bankruptcy Legal Group, a division of Black & Associates, P.C., analyzes your situation and offers reliable solutions.

Do I qualify for bankruptcy?

In October 2005, the Federal Bankruptcy Abuse Prevention Consumer Protection Act (BAPCPA) set forth standards and requirements for debt relief. With the help of your attorney, you must complete a comprehensive mathematical bankruptcy evaluation based on:

  • Billing statements
  • Financial data verifying your income and expenses
  • Tax records
  • W-2 forms or pay stubs

Trust a seasoned bankruptcy attorney to protect your interests and your financial future.

Contact David R. Black’s Bankruptcy Legal Group, a division of Black & Associates, P.C., at 610-566-8500 or online for a free consultation. We serve clients throughout Media, West Chester, Chester County, Delaware County and Upper Darby. Our office is conveniently located half a block from the Delaware County Courthouse, and is easily accessible by SEPTA, Regional Rail and the trolley. Our office hours are Monday through Friday, 9:00 a.m. to 5:00 p.m. We are reachable by phone on weekends and after business hours.